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At ShareBuilder, we take the security of your 401(k) Plan very seriously. We use a variety of techniques to provide multiple layers of protection against network or physical intrusion, and we are constantly monitoring our servers and physical location for unauthorized access.
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While we can protect against direct attacks and attempts to infiltrate our systems, information security doesn't end with us. Identity thieves and hackers will frequently target the account owner as the weakest link in the security chain. It can be hard to know where to begin with information security, so we've put together the following tips as a way to help you cover the essentials:
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Please Note: You are responsible for evaluating security products and
determining the solution that works best for your circumstances. These
suggested steps are not meant to imply a complete security solution,
only to illustrate common security issues. The product and informational
links are provided for your convenience and are not intended as
endorsements. ShareBuilder has no relationship with any of these companies.
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Don't share your password with anyone. Your password is your
personal and private way to access your account, similar to the PIN
for your debit card.
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Don't use the same password on ShareBuilder that you use on other
sites. If a hacker steals a shared password from a less-secure site, they
may use it to enter your ShareBuilder Account.
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Don't share confidential information (such as Social Security number
or your mother's maiden name) with others.
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Do change your password on a regular basis.
Changing your password frequently helps reduce the chance of unauthorized
access.
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Do educate yourself about
home computer security.
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Do install critical system updates for
your computer's Operating System and Internet Browser. These will help
close newly-discovered vulnerabilities.
- Operating Systems
- Internet Browsers
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Do install Anti-Virus programs and scan
your system on a regular basis. Update virus definitions often to stay protected.
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Do install multiple Anti-Spyware programs
to ensure all spyware is caught, update software definitions often and scan
your system on a regular basis. Many of these options are free to use or try.
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Do use encryption if you are using a wireless
internet connection. This information is specific to the manufacturer of your
wireless hardware.
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Do protect any computer connected to the
internet with a
firewall.
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Do review the ShareBuilder 401(k)
Email Communication Security statement.
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Don't open attachments or click on links in an email that you weren't
expecting. Take a moment to contact the sender and ensure that the email was
sent with their knowledge.
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Don't send your username, password, credit card number or other
personal information via email to anyone. Email is not a secure way to
communicate private information.
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Don't enter personal information into forms that you receive via email,
even if it appears to be legitimate – this may be someone
phishing (a way to
steal your identity by creating fake emails or web pages that look official)
for information.
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Do contact ShareBuilder if you receive
an email that you think may be fraudulent. You can forward the suspect email to
spoof@sharebuilder.com.
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Do report lost or stolen checks and credit
cards immediately. Blocking fraudulent charges before they can occur is much
easier than trying to repair damage to your credit history.
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Don't ever loan out your ATM or credit card. Once it leaves your possession, you have no way of controlling what is done with this information until after charges occur.
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Do check your credit report on a regular
basis. You are entitled to a free credit report once a year, and some companies
offer more advanced credit protection services for a fee.
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