Index Funds
Fund Descriptions Fund Performance  

Equity Funds
Performance figures as of 9/30/2008*
Symbol Name 3 Mo YTD 1 Yr 3 Yr 5 Yr Since
Inception		   Expense
Ratio
SPY SPDRs -8.86% -19.43% -22.34% -0.06% 4.95% 8.82%   0.10%
IWF iShares Russell 1000 Growth Index -11.60% -19.44% -20.45% 0.14% 3.68% -4.73%   0.20%
QQQQ NASDAQ 100 Trust Shares -13.80% -23.87% -24.02% -0.11% 4.16% -2.58%   0.20%
DIA DIAMONDS Trust, Series 1 -3.84% -16.77% -20.02% 3.09% 5.34% 4.97%   0.16%
IWD iShares Russell 1000 Value Index -6.17% -18.73% -23.61% -0.08% 6.93% 3.87%   0.20%
MDY MidCap SPDR's -11.16% -14.29% -17.07% 1.40% 8.32% 11.60%   0.25%
DVY Dow Jones Select Dividend Index 9.19% -14.65% -19.76% -1.59% N/A 4.63%   0.40%
IWM iShares Russell 2000 Index -0.93% -9.75% -14.07% 1.89% 8.17% 6.05%   0.20%

Fixed Income Funds
Performance figures as of 9/30/2008*
Symbol Name 3 Mo YTD 1 Yr 3 Yr 5 Yr Since
Inception		   Expense
Ratio
IEF iShares Lehman 7-10 Year Treasury 2.11% 4.97% 10.42% 6.16% 4.69% 5.31%   0.15%
AGG iShares Lehman Aggregate Bond -0.64% 0.49% 3.31% 3.80% 3.46% 3.50%   0.20%
TIP iShares Lehman TIPS Bond -3.87% 0.73% 6.14% 4.13% N/A 4.81%   0.20%
SHY iShares Lehman 1-3 Year Treasury Bond 1.69% 3.72% 6.38% 5.20% 3.44% 3.38%   0.15%

Specialty Funds
Performance figures as of 9/30/2008*
Symbol Name 3 Mo YTD 1 Yr 3 Yr 5 Yr Since
Inception		   Expense
Ratio
ICF iShares Cohen & Steers Realty Majors 3.25% 0.03% -13.86% 5.26% 13.71% 14.08%   0.35%
EEM iShares MSCI Emerging Markets Index -24.47% -31.03% -29.70% 8.23% 19.28% 24.32%   0.74%
EFA iShares MSCI EAFE Index Fund -18.01% -26.94% -28.72% 1.73% 10.00% 6.12%   0.34%

Stable Value Fund
Performance figures as of 9/30/2008*
Symbol Name 3 Mo YTD 1 Yr 3 Yr 5 Yr Since
Inception		   Expense
Ratio
BDMXX RBB Fund, Inc: Money Market Portfolio; Bedford Shares 0.31% 1.71% 2.80% 3.76% 2.64% 3.27%   -

Source: American Stock Exchange, Bloomberg

* Performance data quoted represents past performance and is no guarantee of future result Current performance may be lower or higher than the performance data provided. The investment return and principal value will fluctuate so that an investor's shares, when sold, may be worth more or less than their original cost. All returns assume reinvestment of capital gains distributions and income dividends at the current ETF market price. Additional information on individual risks and performance of ETF's is available in the prospectus.

ETF Investors: you should carefully consider an exchange-traded fund's investment objectives, risks, charges and expenses before investing. For this and other important information please review the fund's prospectus, available from the fund sponsor or from our ETF prospectus page. Please read the prospectus carefully before investing.

Advisory services are provided by ShareBuilder Advisors, LLC, a registered investment advisor.
ShareBuilder Advisors, LLC, is a subsidiary of ING Bank, fsb.

401(k) plans are:  Not FDIC insured · Not Bank guaranteed · May lose value

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