ShareBuilder 401k Investment Center
Welcome to your future
There is no better time than now to get on track for building the savings you want
for down the road. Whether you're an experienced investor or just starting out,
we look to give you access to top investments and guidance materials to help you
along your way. The investment center provides:
- Information about the investment options and model portfolios available
- Education on everything from how to build an investment strategy
to types of investments and which ones to select
- Handy tools so you have a better understanding of how much money
you can save for retirement
The low-expense, index fund advantage
You'll quickly learn that ShareBuilder 401k plans are designed to keep fund expenses
extremely low so your money has the opportunity to work harder over time. Cost matters
when it comes to investing, it can be the difference of 100s of thousands of dollars
over a 30 or 40 year career.1
In fact, a study by Morningstar2 found that "in every single time
period and data point tested, low-cost funds beat high-cost funds." That's why our
plans only offer very low-expense index funds. In fact, we provide you access to
Exchange-Traded Funds (ETFs) from top providers including iShares, Vanguard, and
SPDRs. And we're not a fund provider, so we're working in your best interest.
Need help getting started?
If you are unsure what funds to select when you start, you may want to begin with
a model portfolio that best fits your situation. Once
you've selected a model and determined how much to put in each payroll, ShareBuilder's
Investment Committee monitors and adjusts as needed the percent to hold in each
fund within the model portfolios automatically for you. Of course, changes are made
in line with each portfolio's stated goal. Our Investment Committee is made-up of
investment experts that use sophisticated investment models, economic data, good
ol' common sense and other inputs so you can feel good about having a great team
behind you. And of course, reading our guides
on strategies and selecting funds can be a great help too.
Cheers, to getting on your way to financial freedom!