In the News

General Manager Posts

• Don’t let high-expense funds cost you your nest egg , 03/03/2010
• Two easy ways to get the most from your 401(k) plan , 02/16/2010
• How to Use a 401(k) Plan to Lower Your Personal Taxes , 02/09/2010
• The Eight 401(k) Fiduciary Duties You Need to Know , 02/02/2010
• A Smart Retirement Plan for Americans , 01/26/2010
• Setting the bar high for low priced 401(k) plans , 01/21/2010
• Less is more when it comes to 401(k) funds , 01/12/2010
• How much should you be counting on Social Security? , 01/05/2010
• 5 big reasons to start a 401(k) plan this year , 12/29/2009
• Save more and pay less to the taxman , 12/22/2009
• The Good, Bad, and Ugly of 401(k) Loans , 12/15/2009
• Our 7-Person Investment Committee Has Your Back , 12/08/2009
• A Good 401(k) Offers US Treasury Bond Funds Too! , 12/01/2009
• How to fund your new 2009 401(k) in 2010 , 11/24/2009
• Does a profit sharing 401(k) make sense for you , 11/17/2009
• 401(k)s: low cost benefits offering more than savings , 11/10/2009
• When a solo 401(k) makes sense for the self-employed , 11/03/2009
• How to save $49,000 a year in a 401(k) , 10/27/2009
• How an online 401(k) plan saves you serious dough , 10/20/2009
• Three reasons why the Roth 401(k) option is good for you , 10/14/2009
• 401(k) Advantages over SEP and SIMPLE IRAs , 10/05/2009
• The Small Business Owner Dilemma: 401(k) or IRA? , 10/01/2009
• How to get a fair priced 401(k) plan for your business , 09/22/2009
• Mark Your Calendar for 2009 401(k) Deadlines , 09/14/2009
• Why Exchange-Traded Funds are a Great Fit for 401(k) Plans , 09/14/2009
• A Very Special Kind of 401(k) Plan: Save More with Less Hassle , 09/01/2009
• Tax Breaks that Make a 401(k) a No Brainer for Your Business , 08/26/2009
• Clear Answers to 401(k) Questions , 08/20/2009

Articles and Interviews

• One Tax Move Entrepreneurs Shouldn't Miss Affordable 401(k) plans are a smart way for small businesses to survive the downturn while building for the future. , Forbes
• Does Your 401(k) Have an ETF in its Future? There's a lot of talk about exchange-traded funds being offered in 401(k) plans. While nobody was paying much attention, ETFs' share of the $1 trillion in 401(k) assets has reportedly grown to about $2 billion to $4 billion. , Daily Finance
• Critical 401k Deadline Looms... Entrepreneurs can reap a tax benefit by setting up a Safe Harbor 401(k)--if they act quickly.Small businesses looking for shelter from the tax man might want to consider setting up a Safe Harbor 401(k) plan. But they have to move fast. , Forbes.com
• Five Things Every 401(k) Plan Should Have If the Great Recession has taught us anything, it is the importance of saving for a rainy day. As the financial markets continue to shudder, wheeze and seek stability, a growing number of small business owners are taking a closer look at setting up retirement plans to both save and retain the kind of talent that will help them survive the storm. , Forbes.com
• Adding a 401(k) in this economy? Here’s why... In a year when small business owners are looking for every opportunity to reduce expenses, it’s easy to dismiss the cost of enrolling in a 401(k) plan as “too expensive.” , PSBJ
• Despite Slump, Some Small Firms Add 401(k)s Despite Slump, Some Small Firms Add 401(k)s But the New Plans May Come With Trade-Offs, Such as Delayed Employer Matches and a Moratorium on Raises , The Wall Street Journal
• Pitfalls to avoid if you must tap 401(k)... As credit markets tighten, getting access to cash is becoming increasingly difficult for everyone, especially small businesses. There is no talk of a bailout plan for America’s 6 million tax-paying businesses with one to 50 employees. , The Atlanta Journal-Constitution
• Which 401(k) Plans Incorporate ETFs While there are still cries for exchange traded funds (ETFs) to be a regular feature of 401(k) plans, one company is already enthusiastically incorporating them. , ETF Trends
• Find the Upside in a Down Market Helpful Insights for 401(k) Long-Term Investors When there is a down market, it’s common to be concerned about how much money you have lost in your 401(k). The truth is there are no losses unless you are actively taking money out of your account at a price below the purchase price. On paper it can look bad now, but it’s the value when you withdraw those funds that matters. , ShareBuilder 401k
• Volatile Markets and Your 401(k When markets are highly volatile — especially when they drop and you see your portfolio dip — it’s natural to want to make quick changes to your 401(k) account. Before you do, step back and consider your goals as well as when you will actually start using the money in your retirement account. , a message from our General Manager
• 3 Easy Ways to Curb the High Cost of Employee... For small business owners, the loss of a key employee can be especially expensive. In fact, recent research shows that small business owners estimate the cost of replacing an employee at close to $6,000.1 , Resource Nation
• Listen to Our 401(k) Insights Interview the ShareBuilder 401k General Manager, Stuart Robertson. , Money in the Morning with George Chamberlain
• What Small Business Owners Need to Know... Running a small business can be a life-consuming process, so sometimes small-business owners miss the forest for the trees. Maybe that's why only about 16 percent of businesses with fewer than 50 employees in the United States have 401(k) plans. Small-business owners are so focused on developing their businesses that some do not realize that those assets can grow at a much faster rate for their retirement under the right plan. , US News and World Report
• Using the 401(k) to Pre-empt Next Year's Tax... While an increasing number of Americans are diligently making contributions to their 401(k)s, they may be unaware of an important detail: the excessive fees they may be paying to their 401(k) administrator. , PSBJ
• Employers Can Take Aim at Workers' 401(k) Fees While an increasing number of Americans are diligently making contributions to their 401(k)s, they may be unaware of an important detail: the excessive fees they may be paying to their 401(k) administrator. , PSBJ
• There Are No Retirement Loans Americans lead the world in buying on credit... But, while it's easy to finance a home or a car or even an education, you can't take out a retirement loan. , Forbes.com
• Retirement Reality Check for Entrepreneurs ...47% of small business owners are not at all confident that they're saving enough for retirement. And more than half indicate that they plan to retire after age 65 or never. , Forbes.com
• Using ETFs to Cut 401(k) Costs Bashaw went with ShareBuilder online, small-business 401(k) offering, which uses portfolios of ETFs. , Small Business Review
• Retiring on ETFs A LOW-COST RETIREMENT plan built exclusively around exchange-traded funds is offering the little guys a new and potentially lucrative way to save. , Smart Money
• A 401(k) Boost Gates Home Furnishings has always been ahead of the curve when it comes to retirement plans. , BusinessWeek
• Small Biz Can Save Retirement NEW YORK - As I see it, America is facing a retirement crisis. Picture a scenario where most people hit age 60 or 65 and have no choice but to keep working, asking to stay on in their current jobs: , Forbes.com
• Small Business 401(k)s Meet the Internet Today, too many small businesses don’t offer a 401(k) plan because simple-to-use, cost-effective plans are unavailable. New on-demand, internet-based technology is quickly making this a problem of the past. , Smart Biz

Press Releases

• New 401(k) Program Automatically Lowers Prices At a time when small businesses are searching for cost-effective ways to offer their workers invaluable benefits, one 401(k) provider is unveiling a new program that can keep employee satisfaction high – and the price of retirement services low. , 01/21/2010
• Online Provider of Small Business 401(k)s... SEATTLE — (August 6, 2009) — ShareBuilder 401k, a leading provider of 401(k) plans for small businesses 1-250 employees in size, today announced a new offering that makes it simple for Registered Investment Advisors to deliver a leading-edge 401(k) plan to their business clients. , 08/07/2009
• Report Shows Small Business Owners Losing Conf... Bellevue, WA — (October 15, 2008) When it comes to Social Security, two-thirds of small business owners in this country want the opportunity to manage their own accounts, according to a new survey conducted by Harris Interactive and commissioned by ING DIRECT’s ShareBuilder 401k. , 10/15/2008
• Study Reveals Small Business Owners’ Growing Fears Bellevue, WA — (September 30, 2008) At a time when many of the nation’s largest companies are struggling to survive, a growing number of small businesses are also feeling the stress that comes from making and saving money in a tough economy, according to the results of a new survey conducted by Harris Interactive for ING DIRECT’s ShareBuilder 401k. , 09/30/2008
• How to Make Every Day a 401(k) Day Bellevue, WA — Each year, American workers are honored for their achievements with a day off on Labor Day. But it’s no coincidence that directly following Labor Day, there’s a day that celebrates the journey of what Americans hope to achieve before they leave the workforce: reaching their retirement savings goals and lowering tax bills along the way! Today is 401(k) Day, and this annual event highlights the importance of retirement savings and employer-sponsored profit sharing and 401(k) plans. , 09/05/2008
• ShareBuilder401(k) Reports Surging Demand for Smal BELLEVUE, Wash. – (May 20, 2008) – At a time when many Americans are scrambling to make ends meet, a surprising number of small businesses are finding the wherewithal to finally begin saving for retirement, according to ShareBuilder 401(k), a leading provider of 401(k) plans for small businesses. , 05/20/2008
• Small Business Employers and Employees View... BELLEVUE, Wash., Nov. 13 PRNewswire -- While many small business owners still regard the 401(k) as an unnecessary perk, 64 percent of their employees view it as an important benefit that employers should be obligated to offer, according to a new survey. , 11/13/2007
• ShareBuilder401(k) Reports Growing Demand... BELLEVUE, Wash. – (November 6, 2007) – Small business owners and the financial advisers that serve them are the latest groups to embrace Exchange Traded Funds (ETFs) according to ShareBuilder 401(k). With over 1,250 ETF-based 401(k) plans sold to small businesses in just 2 years, ShareBuilder 401(k) is a leader in providing100 percent ETF-based 401(k) plans. , 11/06/2007
• ShareBuilder Launches the ‘1%’ Goal to Combat ... The "1% Goal" Aims to Raise Consumer Awareness of Hidden Fees by Setting a Clear Benchmark and Providing Complete Visibility into ShareBuilder's 401(k) Fee Structure , 06/07/2007