Skip to main content

Model Portfolios

Choose a model that fits your goals

The model portfolios below are available to you for your ShareBuilder 401(k) Account. The selected ETF index funds and allocation percentage in each model portfolio takes into account the time horizon of an investment and the risk tolerance level that an investor can accept. To access individual fund quote and performance details, as well as a prospectus, click on the symbol.


Model Portfolios:    Stable | Conservative | Balanced | Moderate | Aggressive



Stable Portfolio

Stable investors prefer lower-risk investments that don't tie up money in long-term commitments. Their priority is to earn interest while taking minimal risk. Stable investors are low risk investors. They may have a need for income from investments now or in the next 1 to 2 years. View important disclosures about the Stable Portfolio.

Allocation chart Symbol Fund Allocation
Pie Chart
iShares Barclays 1-3 Year Treasury Bond 90%
Vanguard Total Bond Market 5%
iShares Barclays TIPS Bond 5%
 
Portfolio Performance
Portfolio performance* 3-month 1-year 3-year 5-year 10-year Since inception Expense ratio
As of 3/31/2014 0.12% -1.39% 0.67% 1.54% 2.08% 2.25% 0.15%



Conservative Portfolio

Conservative investors have a 2 to 5 year time horizon, typically because they are nearing retirement or have a short-term need for their investment. They prefer a higher level of income than does the stable investor. Conservative investors are low to medium risk investors. View important disclosures about the Conservative Portfolio.

Allocation chart Symbol Fund Allocation
Pie Chart
Vanguard Total Bond Market 50%
iShares Russell 1000 Value Index 15%
iShares Barclays TIPS Bond 15%
iShares Russell 1000 Growth Index 8%
Vanguard FTSE Developed Markets ETF 5%
iShares Dow Jones Select Dividend Index 4%
iShares Russell 2000 Index 3%
 
Portfolio Performance
Portfolio performance* 3-month 1-year 3-year 5-year 10-year Since inception Expense ratio
As of 3/31/2014 1.81% 5.24% 6.38% 9.05% 4.27% 4.40% 0.16%



Balanced Portfolio

Balanced investors will have a time horizon of 5 to 10 years and choose to diversify across both aggressive growth-oriented investments and more conservative interest-earning investments. They emphasize income over growth. Balanced investors are medium risk investors. View important disclosures about the Balanced Portfolio.

Allocation chart Symbol Fund Allocation
Pie Chart
Vanguard Total Bond Market 40%
iShares Russell 1000 Value Index 21%
iShares Barclays TIPS Bond 10%
Vanguard FTSE Developed Markets ETF 10%
iShares Russell 1000 Growth Index 8%
iShares Russell 2000 Index 6%
iShares Dow Jones Select Dividend Index 5%
 
Portfolio Performance
Portfolio performance* 3-month 1-year 3-year 5-year 10-year Since inception Expense ratio
As of 3/31/2014 1.78% 8.69% 7.62% 12.13% 4.30% 4.44% 0.16%



Moderate Portfolio

Moderate investors will have the same time horizon as balanced investors, 5 to 10 years. However, they will lean toward a slightly more aggressive balance of investments. They emphasize growth over income. Moderate investors are medium to high risk investors. View important disclosures about the Moderate Portfolio.

Allocation chart Symbol Fund Allocation
Pie Chart
iShares Russell 1000 Value Index 31%
Vanguard FTSE Developed Markets ETF 19%
iShares Russell 1000 Growth Index 17%
Vanguard Total Bond Market 15%
iShares Russell 2000 Index 10%
iShares Dow Jones Select Dividend Index 8%
 
Portfolio Performance
Portfolio performance* 3-month 1-year 3-year 5-year 10-year Since inception Expense ratio
As of 3/31/2014 1.64% 16.66% 10.46% 16.55% 5.74% 5.85% 0.19%



Aggressive Portfolio

Aggressive investors have a time horizon of more than 10 years. Aggressive investors are willing to risk losing some money from time to time for the potential of making greater returns in the long run. Their focus is on wealth creation. Aggressive investors are high risk investors. View important disclosures about the Aggressive Portfolio.

Allocation chart Symbol Fund Allocation
Pie Chart
iShares Russell 1000 Value Index 37%
Vanguard FTSE Developed Markets ETF 21%
iShares Russell 1000 Growth Index 19%
iShares Russell 2000 Index 13%
iShares Dow Jones Select Dividend Index 10%
 
Portfolio Performance
Portfolio performance* 3-month 1-year 3-year 5-year 10-year Since inception Expense ratio
As of 3/31/2014 1.64% 20.49% 11.88% 18.89% 6.40% 6.50% 0.21%



Next Steps

Watch a Demo »

Receive a Quote »

Get a 401(k) Overview »

Call Us

401(k) Consultants are available
Monday - Friday, 9am - 9pm EST
800-943-6108 x1