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A Plan Designed for Owner-Only Businesses
The ShareBuilder PLAN4ONE provides owner-only businesses with the opportunity to shelter a significantly higher portion of the profits for retirement than previously allowed through conventional retirement plans. PLAN4ONE enables the owner(s) to contribute up to 25% of compensation as a tax-deductible employer contribution in addition to any pretax contributions.
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For Plan Sponsor:
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- Accommodates multiple owners in corporate and non-corporate entities including spouses
- All Business Types are eligible based on EGTRRA regulations
- Exact daily valuation with real-time access to plan information
- Allows for account consolidation and rollovers
- Government tax reporting – including 1099R and signature-ready Form 5500
- Administrative Manual and Forms Kit
- Non-standardized Prototype Plan Document and Adoption Agreement
- Summary Plan Description (SPD) and Loan Policy
- Sample Board of Directors Resolution
- Compatible with most major payroll providers
- Web based contribution processing and ACH payment of deposits
- Full-service, online access to administer and monitor plan
- Toll-free access to customer service support
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For Employees:
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- Retirement investing with a diverse list of index funds across multiple asset classes
- Higher contribution limits
- Model portfolio selections designed for different investing goals
- Full-service, online access to check balances and manage account
- Online enrollment
- Online statements
- Annual statement mailed to the employee's home
- Access to tax-free loans
- Allows for account consolidation and rollovers
- Toll-free access to customer service support
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