Why Choose ShareBuilder 401(k)
1. You don't have to be a big business to have a 401(k)
Every business deserves to have a 401(k) plan. And now with the ShareBuilder 401(k),
every company can. Whether you're a new company just starting out, a business owner
looking to lower your current 401(k) plan costs, or just a small business with aspirations
of large business benefits, ShareBuilder has a 401(k) Plan to fulfill your needs.
Every company deserves to benefit from having a 401(k). Get a
Free Quote today.
2. We created the ShareBuilder 401(k) for small business
- Affordable - ShareBuilder 401(k) is designed to be the low-cost 401(k) solution for small business owners.
It also has the simplest pricing structure
in the industry, with no hidden fees.
- Simple - ShareBuilder 401(k) is 100% online so you can set
up and access your plan at your convenience. Our low maintenance plans have minimal
paperwork so you can focus on running your business. Plus, you'll have quick access
to our knowledgeable customer service specialists if you require assistance.
- Flexible - You can easily customize the ShareBuilder 401(k)
Plan to meet your business's changing needs. Our Plans can be easily integrated
with your existing payroll services or software.
3. A plan for you and your employees
Did you know that, with a 401(k) plan, your employees can set aside $15,500 a year¹
tax-deferred —
and owners can save even more?
Sponsor Benefits
- Tax deductions: The operating expenses of your 401(k) plan,
and the Sponsor contributions you make, can be deducted from your taxes every year
- Tax credits: A $500 tax credit is available for each of the
first three consecutive years of the plan
- Employee assets: 401(k) benefits will help you retain and
recruit your most important company asset — your employees
Employee Benefits
- Immediate tax savings: By investing pre-tax dollars you can
actually decrease the amount of taxes you pay
- Tax-deferred compound growth: Pay no taxes on the growth
of your investments until you retire
- Save more: Save with a much higher contribution level than
with an IRA ($15,500 in 2008 for a 401(k) versus $5,000 for an IRA)
And remember, it's always wise to check with your tax advisor.
¹ 2008 limits. Limits are indexed annually.
4. Designed to meet your investing objectives
With a ShareBuilder 401(k) Plan you will have access to a diverse set of Exchange Traded Funds (ETFs).
At ShareBuilder we believe that ETF index funds are a more sensible approach to
long-term investing. Based upon your risk and savings goals, you can choose a model
portfolio or specific ETFs that best meet your needs. Visit our Investment Center to view all investment options available in the
ShareBuilder 401(k).
- Performance — cost matters in long-term savings accumulation.
The ETF index funds in the ShareBuilder 401(k) plans have low operating expenses.
See how low expenses can add to your bottom line.
- Low Fees — ShareBuilder 401(k) Plans charge participants
lower fees relative to mutual-fund based 401(k) plans. See a
price comparison.
Need Help? Find out
which 401(k) Plan
is right for your business.