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Every business deserves to have a 401(k) plan. And now with the ShareBuilder 401(k), every company can. Whether you're a new company just starting out, a business owner looking to lower your current 401(k) plan costs, or just a small business with aspirations of large business benefits, ShareBuilder has a 401(k) Plan to fulfill your needs. |
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Every company deserves to benefit from having a 401(k). Get a Free Quote today. |
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- Affordable - ShareBuilder 401(k) is designed to be the low-cost 401(k) solution for small business owners. It also has the simplest fee structure in the industry, with no hidden fees.
- Simple - ShareBuilder 401(k) is 100% online so you can set up and access your plan at your convenience. Our low maintenance plans have minimal paperwork so you can focus on running your business. Plus, you'll have quick access to our knowledgeable customer service specialists if you require assistance.
- Flexible - You can easily customize the ShareBuilder 401(k) Plan to meet your business's changing needs. Our Plans can be easily integrated with your existing payroll services or software.
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Did you know that, with a 401(k) plan, your employees can set aside $15,500 a year¹ tax-deferred — and owners can save even more? |
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Sponsor Benefits |
Employee Benefits |
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- Tax deductions: The operating expenses of your 401(k) plan, and the Sponsor contributions you make, can be deducted from your taxes every year
- Tax credits: A $500 tax credit is available for each of the first three consecutive years of the plan
- Employee assets: 401(k) benefits will help you retain and recruit your most important company asset - your employees
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- Immediate tax savings: By investing pre-tax dollars you can actually decrease the amount of taxes you pay
- Tax-deferred compound growth: Pay no taxes on the growth of your investments until you retire
- Save more: Save with a much higher contribution level than with an IRA ($15,500 in 2008 for a 401(k) versus $5,000 for an IRA)
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And remember, it's always wise to check with your tax advisor.
¹ 2008 limits. Limits are indexed annually. |
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With a ShareBuilder 401(k) Plan you will have access to a diverse set of Exchange Traded Funds (ETFs). At ShareBuilder we believe that ETF index funds are a more sensible approach to long-term investing. Based upon your risk and savings goals, you can choose a model portfolio or specific ETFs that best meet your needs. Visit our Investment Center to view all investment options available in the ShareBuilder 401(k).
- Performance - cost matters in long-term savings accumulation. The ETF index funds in the ShareBuilder 401(k) plans have low operating expenses. See how low expenses can add to your bottom line.
- Low Fees - ShareBuilder 401(k) Plans charge participants lower fees relative to mutual-fund based 401(k) plans. See a price comparison.
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