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Company Benefits

401(k)s can be good for your company!

Tax breaks for your business

Any company costs associated with operating a 401(k) plan can be deducted at tax time – including any contributions your company makes to the plan.

Plus, if you have at least one employee, and this is your company's first 401(k) plan, your business is eligible for an annual federal tax credit of $500 for each of the first three years. That's a $1,500 extra tax break!

A tool for attracting employees

There's been a revolutionary shift in the mindset of employees over the last few years. Workers today care just as much about their work environment and the employee benefits available to them as they do about the size of their paycheck. In fact, research shows that 40% of employees would leave their current employer for a similar job if it offered 401(k) benefits.

Whether you're recruiting or seeking to keep your current employees, a 401(k) is a terrific incentive. According to industry surveys, most employees work harder and stay on the job longer once a 401(k) is introduced.

In the past, only large corporations could expect to realize this benefit from their retirement programs. But with the introduction of plans like the ShareBuilder 401k, small companies are now equipped to compete on a level field for the employees they need.

Plenty of flexibility

An on-demand 401(k) is the most flexible type of retirement plan there is. As the plan trustee, you can determine who's eligible to participate, whether your company will match contributions, how long before employees become vested, and more. You can even tie company goals to 401(k) incentives.

401(k)s are portable, too – which means you can roll it over if you decide to start another company, or give it all up and work for someone else.

Next: Read about owner benefits or see ShareBuilder 401k's plan options.

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401(k) Consultants are available
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800-943-6108 x1