Automatic Pricing Discounts
Great pricing gets even better as your 401(k) grows
Whether you are starting your first 401(k) plan for your business or have an established
program in place, ShareBuilder 401k offers your company great value. And as your
plan grows, we automatically adjust your pricing lower to help
you get the most out of your program. At ShareBuilder 401k, we deliver straightforward,
affordable pricing without any hidden charges.
How automatic pricing discounts work
ShareBuilder 401k wants to ensure your plan always delivers great value not only
in features and services, but also in price. As your company's total plan assets
exceed a pricing tier for a calendar quarter
(based on an average of the daily balance), we automatically lower your administration
price and asset management fee for the next quarter and on-going. The reverse is
also true. If for some reason employees, markets, or other events drop your average
asset balance for your company plan below your current level, your administration
price and asset fee are adjusted up for the next quarter. All pricing is on a go-forward
basis and is not retroactive.
Note that setup charges only apply on the initial purchase and then never again.
In the event you purchase during a promotional period, you may not receive the full
benefit of the promotion if the value would result in credit back to your company
(doesn't go below $0).
Participant fees and expenses
These fees are applied to each person who participates in your company's ShareBuilder
- Our asset management fee is charged quarterly and amounts to 0.45% - 0.75% of a
participant's assets per year. The amount is calculated on the average daily balance
over the quarter.
- Our portfolios' average investment expense ratio is 0.10%.
Setup and annual administration fees may be eligible for a tax credit. Please consult
your accountant or tax advisor for additional details.
Fees may be higher if you are working through a third-party investment advisor.
Please contact your investment advisor for details.
See how your 401(k) compares
Employee fees can take a big bite out of your and your employees' retirement savings.
Many small and mid-size companies pay 1.5% or more in employee expenses. Find out
how your plan stacks up with our free, no obligation Cost Comparison.