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Hours: M-F, 9 a.m.-8 p.m. ET

Welcome Members of Capital One Spring!

Introducing affordable 401(k) plans built for any size business

Through the exclusive Spring program, you will receive a 50% discount off plan setup.*

You Get Ongoing Support

Our Customer Success Managers walk you through the process, and help you make the best decisions for your business.

You Save More

Enjoy high yearly contribution limits (up to $61,000 per year) and the potential to receive up to $15,000 in tax credits1 and deductions.

You Pay Less

We keep 401(k) plan costs under 1%2 so you keep more of the money you save. Plus, as plan assets increase, certain costs are automatically reduced.

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We help thousands of small
businesses like yours save for retirement.

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6,500+ Businesses

Thousands of companies save for retirement with us

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50 States

Proudly serving 401(k) plan clients in all 50 states

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15 Years

How long we've happily served small businesses

Ready to get started? All it takes is just a few easy steps to get you and your employees on the path to retirement.

Our Customer Success Managers are available at 1-800-431-7934 ext. 1, Mon-Fri, 9AM-8PM EST to provide guidance and answer any questions.

*If you have a retirement plan with over $5M in assets that you move to ShareBuilder 401k, the setup charge is $0 and the percent off is irrelevant.

1Up to $15,000 in Tax Credits to Offset Your Plan Costs If you are starting your business' first 401(k) plan and have less than 100 employees, you can qualify for a minimum of $500 tax credit and up to a maximum of $5,000 for each of the first three years of your plan. This credit can be applied to 50% of your qualified business 401(k) costs such as plan setup and administration. That's up to $15,000 in tax credits over the first three years to offset setup and administration charges for the maintenance of your plan. These credits will cover half the business costs of your ShareBuilder 401k in most every scenario.

Here's how it works. Your business must have at least one employee, besides you as the owner, who earns less than $130,000 a year (a Non-Highly Compensated or NHC employee) to qualify for a tax credit. The tax credit received is the greater of $500 or $250 per NHC employee with a cap of $5,000 applied to 50% of the costs you incurred. So, if your ShareBuilder 401k business cost is $1,200 annually and you have 10 or fewer eligible employees, your tax credit is $600 in year one or $1,800 in total over the first three years.

This material is intended only as general information for your convenience and should not in any way be construed as investment or tax advice by ShareBuilder 401k. The owner/participant should consult with their tax advisor regarding any specific tax strategies.

2ShareBuilder 401k plan expenses range from 22% to 69% less than the industry average at various data points from a $50K plan with 6 participants to a $100M plan with 2,000 participants based on 401k Averages Book 2021 Data and Custom Benchmarking report prepared for ShareBuilder Advisors. Cost comparisons are based on plan assets and number of participants and reflect core on-going 401(k) plan expenses that a company and/or its employees can expect to incur as a percentage of assets with most any 401(k) plan. This includes administration, recordkeeping, tax filing prep documents, plan testing, fund expense ratios, and other investment costs passed on to every participant to service the plan. It does not include unique employee-initiated transactions such as loans, distributions or employer transactions such as plan amendments. ShareBuilder 401k pricing is based off standard pricing rates for our typical Safe Harbor 401(k) plan design. This claim is not applicable to Solo 401(k) plans.

Investment advisory services are offered by ShareBuilder Advisors, LLC, an SEC-registered investment advisor.

Brokerage and Execution Services are provided by Apex Clearing Corporation and Mid Atlantic Capital Group. Both are registered broker-dealers and members FINRA/SIPC.

ShareBuilder Inc. is not affiliated with Capital One Financial Corporation or its affiliates.

ShareBuilder 401k is the marketing name of ShareBuilder Advisors, LLC.

© 2022 ShareBuilder Inc. All rights reserved.