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401(k) Pricing Comparison

How does a ShareBuilder 401k compare to traditional 401(k)s?

Whether you are a starting your first 401(k) plan for your business or have an established program in place, ShareBuilder 401k offers your company great value.

Traditional 401(k) providers

ShareBuilder 401k

More expensive, tough negotiations

Startup plans tend to be 39% more expensive than a ShareBuilder 401k.*

Maybe your provider will negotiate lower fees. Few if any offer automatic price adjustments like ShareBuilder 401k that is straightforward and transparent without a contract or surrender charges.


Low cost solution

Startup plans that are 39% less than traditional plans.

We automatically adjust pricing as you grow until business administration cost is zero.

Nearly double the fees to your participants

Typical industry participant fund expenses and fees averages 1.87%.*

Some 401(k) providers may claim that they charge no asset management fees, boast of low expense-ratio investments, or even that they will refund a portion of 12b-1 fees. Just be sure you know the sum total of all participant fees and other upfront loads or excessive charges that can make these claims irrelevant.

Learn more about 401(k) fees.


Participant fees less than 1%

Participant fees less than 1% and it automatically lowers to as low as 0.65% all-in as part of Automatic Price Discount program!

ShareBuilder 401k offers low expense with an average model expense ratio of 0.20%. Add in our annual asset management price of 0.45% to 0.75% depending on the size of your plan, and participant fees will average between 0.65% to 0.95% all-in. That's tough to beat in the 401(k) industry!

Hard to find (hidden) fees & costs

No other 401(k) provider that we've seen offers a complete, transparent pricing schedule up front — in fact, if you can find one, we'll give you an additional $50 off your 401(k) plan setup charge! (To get your additional $50 discount, just call one of our Consultants at 800.943.6108 with the location of another company's full fee schedule.)


Transparent pricing

When you have great pricing, there is nothing to hide and it's why we publicly display our pricing.

Click here to see all the costs you could ever pay.

Next Steps

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Call Us

401(k) Consultants are available
Monday - Friday, 9am - 8pm EST
800-943-6108 x1

See how your 401(k) compares

Employee fees can take a big bite out of your and your employees' retirement savings. Many small and mid-size companies pay 1.5% or more in employee expenses. Find out how your plan stacks up with our free, no obligation Cost Comparison.