401(k) Pricing Comparison
How does a ShareBuilder 401k compare to traditional 401(k)s?
Whether you are a starting your first 401(k) plan for your business or have an established
program in place, ShareBuilder 401k offers your company great value.
Traditional 401(k) providers
More expensive, tough negotiations
Startup plans tend to be 39% more expensive than a ShareBuilder 401k.*
Maybe your provider will negotiate lower fees. Few if any offer automatic price
adjustments like ShareBuilder 401k that is straightforward and transparent without
a contract or surrender charges.
Low cost solution
Startup plans that are 39% less than traditional plans.
We automatically adjust pricing as you grow until business administration cost is
Nearly double the fees to your participants
Typical industry participant fund expenses and fees averages 1.87%.*
Some 401(k) providers may claim that they charge no asset management fees, boast
of low expense-ratio investments, or even that they will refund a portion of 12b-1
fees. Just be sure you know the sum total of all participant fees and other upfront
loads or excessive charges that can make these claims irrelevant.
Learn more about 401(k) fees.
Participant fees less than 1%
Participant fees less than 1% and it automatically lowers to as low as 0.65% all-in
as part of Automatic Price Discount program!
ShareBuilder 401k offers low expense with an average model expense ratio of 0.20%.
Add in our annual asset management price of 0.45% to 0.75% depending on the size
of your plan, and participant fees will average between 0.65% to 0.95% all-in. That's
tough to beat in the 401(k) industry!
Hard to find (hidden) fees & costs
No other 401(k) provider that we've seen offers a complete, transparent pricing
schedule up front — in fact, if you can find one, we'll give you an additional
$50 off your 401(k) plan setup charge! (To get your additional $50 discount, just
call one of our Consultants at 800.943.6108 with the location of another company's
full fee schedule.)
When you have great pricing, there is nothing to hide and it's why we publicly display
Click here to see all the costs you could ever
See how your 401(k) compares
Employee fees can take a big bite out of your and your employees' retirement savings.
Many small and mid-size companies pay 1.5% or more in employee expenses. Find out
how your plan stacks up with our free, no obligation Cost Comparison.