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The Business of Savings


401(k) Plan Full Fee Disclosure: Why It Matters


You may have heard about potential legislation to have 401(k) providers fully disclose fees to employers and employees. The difference of just 1% in fee expenses can cost a plan participant tens, if not hundreds of thousands of dollars over 20 or more years of saving.

Most folks find a fund prospectus intimidating and difficult to decipher to find all the fees beyond the fund expense ratio. It doesn’t need to be this hard. By offering low-expense funds and displaying all fees with an at-a-glance summary chart, employees can get an easy understanding of fees and make better selections without any costly surprises. It’s why we provide our full fee disclosure to the public with education on how to get a fair priced plan with low fees:

Taking five minutes to peruse this site may just save you nice chunk of change for down the road.

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