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The Business of Savings


How much should you be counting on Social Security?


When you open your annual Social Security Statement, take a moment to read the entire front page. You’ll notice that the current projection is that by 2016, Uncle Sam will be paying more in Social Security benefits than receiving in from taxes. By 2037, there will only be enough money to pay out around 76 cents for each dollar scheduled to be paid out.

Changes will be needed to change this situation, and it likely means we each need to put away more on our own to cover our later years.

Give a read of our last post on top 5 reasons to start a 401(k) now to understand how a plan can help you and your employees to be in a stronger financial position to manage the road ahead.

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