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The Business of Savings
You can save your retirement and then some
We talk to people every day who are postponing saving for retirement. Most small businesses don’t offer a 401(k) plan. There are many good reasons that people have put it off. These will always exist be it you have other business costs to consider or too busy running your business or life in general.
Unfortunately, even the best reasons won’t help you later on down the road. No one is really going to help you get there other than yourself. Government programs like Social Security are no guarantee. And the reality is it can be tough to save if it’s not on autopilot with each paycheck. 401(k)s don’t have to be costly or complex and offer many advantages over other options. Truth of the matter is, having a cool million or two come retirement age offers a lot more options to enjoying life in the way you’ve envisioned.
There is no time like the present to start thinking about saving and the difference a 401(k) plan can make in your and your employees lives.