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A Million Reasons to Start a 401(k) Plan Today

07/20/2011:

Albert Einstein is quoted as saying, "The most powerful force in the universe is compound interest." He too was apparently impressed with how time offers a big leg up in building wealth.

When you take advantage of 401(k) contribution limits and combine it with time, you are putting yourself in much better position to be set for life come retirement age. The secret is setting up a plan sooner rather than later, as it can be much harder to make up for lost time.

To get an idea on how even $1,000 can grow in twenty or thirty years, view our quick one-pager on the Time Value of Savings. Then imagine what it might be like if you were saving $15,000, $25,000, or even the$49,000 maximum each year in your 401(k).

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