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Why Choose ShareBuilder 401k

Big 401(k) benefits, small price

Our 401(k) benefits at a glance —

Seamless platform serves any size business or need
Simple to manage Automatic pricing discounts Low-expense funds Investment expertise Lowers risks


Here's how it all works together

Plans for any size business, any size need

Whether you're self-employed or run a business of 1,000+ employees, we're here to help you save with a 401(k) plan. Our full line-up of 401(k) plans is designed to service any business need.

From our individual 401(k)s and Safe Harbor 401(k)s for those looking to maximize savings to our customizable and tiered profit sharing plans for those that have specialized needs, we have you covered.

Get an online needs assessment and quote today to see what best fits your needs.

Big 401(k) benefits, small price and no paperwork

  • Big benefits — With high contribution limits of 401(k) plans, Roth 401(k) options, Customer Success Managers and more, you receive the state-of-the-art 401(k) plans fully supported with our experts and advisors to help you get the most out of your program.
  • Small price — ShareBuilder 401k plans are designed to be the low-cost solution. Our plans are typically 35-40% less for employers starting their first 401(k) plan than traditional providers, and we often chop costs in half for those with an existing 401(k). And it's not just business admin costs – our participant fees are typically the lowest around averaging well under 1% all-in, and we automatically lower our pricing as your plan monies grow. No contracts, no contribution minimums, no hassles.
  • No paperwork — From quote, to purchase, to the installation of your plan, it's all online and paper-free. In fact, it's so simple that you can buy and setup your plan over lunch in generally 20 minutes or less. It's just minutes to manage each month thereafter.

Investment expertise at your service

The Capital One Advisors Investment Committee does all the heavy lifting for you to provide you a leading-edge 401(k) plan. Our Committee is made up of financial experts and uses sophisticated investment models and analysis to manage the investment roster and model portfolios offered in every ShareBuilder 401k plan. We put in place an Investment Policy with each plan (a Department of Labor best practice) that is based on low-costs and investment diversification.

Receive the low-expense, index fund advantage — You'll quickly learn that ShareBuilder 401k leads the way in retirement plan design with our indexing approach that keeps fund expenses extremely low so your money has the opportunity to work harder over time. Cost matters when it comes to investing, it can be the difference of 100s of thousands of dollars over a 30 or 40 year career.*

No risky business here – lower your business risks with a ShareBuilder 401k

Most 401(k) providers will take no responsibility let alone a fiduciary role in supporting your plan. To minimize the issues employers face and to offer what we believe is a better 401(k) plan, we share the fiduciary responsibilities for the investment line-up of every ShareBuilder 401k plan with our customers. We are what are known as ERISA 3(38) advisors. Our investment approach provides real value and simplicity for most any company's 401(k) plan and that's just a few of the ways ShareBuilder 401k's financial experts are here to help!

Next Steps

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Call Us

401(k) Consultants are available
Monday - Friday, 9am - 8pm EST
800-943-6108 x1