Why Choose ShareBuilder 401k
Big 401(k) benefits, small price
Our 401(k) benefits at a glance —
Seamless platform serves any size business or need
Simple to manage
Automatic pricing discounts
Here's how it all works together
Plans for any size business, any size need
Whether you're self-employed or run a business of 1,000+ employees, we're here to
help you save with a 401(k) plan. Our full line-up of 401(k)
plans is designed to service any business need.
From our individual 401(k)s and Safe Harbor 401(k)s for those looking to maximize
savings to our customizable and tiered profit sharing plans for those that have
specialized needs, we have you covered.
Get an online needs assessment
and quote today to see what best fits your needs.
Big 401(k) benefits, small price and no paperwork
- Big benefits — With high contribution limits of 401(k) plans,
Roth 401(k) options, Customer Success Managers and more, you receive the state-of-the-art
401(k) plans fully supported with our experts and advisors to help you get the most
out of your program.
- Small price — ShareBuilder 401k plans are designed to be
the low-cost solution. Our plans are typically
35-40% less for employers starting their first 401(k) plan than traditional
providers, and we often
chop costs in half for those with an existing 401(k). And it's not just
business admin costs – our participant fees are typically the lowest around
averaging well under 1% all-in, and we automatically lower our pricing
as your plan monies grow. No contracts, no contribution minimums, no hassles.
- No paperwork — From
quote, to purchase, to the installation of your plan, it's all online and paper-free.
In fact, it's so simple that you can buy and setup your plan over lunch in generally
20 minutes or less. It's just minutes to manage each month thereafter.
Investment expertise at your service
The Capital One Advisors
Investment Committee does all the heavy lifting for you to provide you a
leading-edge 401(k) plan. Our Committee is made up of financial experts and uses
sophisticated investment models and analysis to manage the investment roster and
model portfolios offered in every ShareBuilder 401k plan. We put in place an
Investment Policy with each plan (a Department of Labor best practice) that
is based on low-costs and investment diversification.
Receive the low-expense, index fund advantage — You'll quickly
learn that ShareBuilder 401k leads the way in retirement plan design with our indexing
approach that keeps fund expenses extremely low so your money has the opportunity
to work harder over time. Cost matters when it comes to investing, it can be the
difference of 100s of thousands of dollars over a 30 or 40 year career.*
No risky business here – lower your business risks with a ShareBuilder 401k
Most 401(k) providers will take no responsibility let alone a fiduciary role in
supporting your plan. To minimize
the issues employers face and to offer what we believe is a better 401(k)
plan, we share the fiduciary responsibilities for the investment line-up of every
ShareBuilder 401k plan with our customers. We are what are known as
ERISA 3(38) advisors. Our investment approach provides real value and simplicity
for most any company's 401(k) plan and that's just a few of the ways ShareBuilder 401k's
financial experts are here to help!