Simple, Low-Cost Business 401(k) Plans.


Up to 69% less than industry average*


Simple setup


Dedicated support

Mobile phone with ShareBuilder 401k web page on it

Our 401(k) plans are designed to lower the cost of retirement benefits to help you save more. Whether you’re a small business starting your first 401(k) plan or a larger business looking to save costs and increase your service, we’re here to serve you.

Low Cost Sticker

Save More

Explore tax benefits and higher yearly contribution limits with a 401(k).

Start saving
Low Sost Savings

Invest Wisely

Invest for less with our high-quality 1 investment roster.

Learn more about index funds
Tax Benefits

Manage Taxes

Potentially lower taxes for yourself and your business.

Discover tax reasons for a 401(k)

See How Clients Big and Small Succeed with ShareBuilder 401k

The comments and benefits of ShareBuilder Advisors' clients reflect their experience which may vary from other clients.

This client received no compensation for sharing their experiences.

Watch Our 3-Minute Video to Learn How Your Business Can:

  • Offer a customized 401(k) plan - whether you’re
    self-employed or have 100 employees
  • Lower your taxes as you save for retirement
  • Leverage ShareBuilder Advisors' investment expertise and Customer Success Managers

News and Tips from Our Blog:

401(k) Plan
401(k) plans offer companies and employees tax advantaged investing accounts to save for retirement. Benefits include tax credits and tax deductions for the business as well as high contribution limits, Roth 401(k) option, and 401(k) loans if needed. In addition, 401(k) benefits can help to attract and retain employees.
Read article >
Lower Taxes, Tax Credits, and Tax Deductions
Secure Act 2.0 provides significant tax credits for small businesses with 1 to 50 employees that start a 401(k) plan. These can cover 100% of 401(k) business costs for the first three years. Plus, there are potentially much greater tax credits for those companies that provide an employer match. Get the scoop.
Read article >

We Help Any Size Business Save More for Retirement

As a 401(k)-industry pioneer, ShareBuilder 401k:

  • Has been in business since 2005 serving over 6,500 businesses and their employees
  • Keeps investment expenses under 1% so more of your money stays invested
  • Believes in great digital and people services connecting you with a dedicated 401(k) advisor

Get Big 401(k) Benefits at a Small Price! *

Tell Us About Your Business

Tell Us About Your Business

Plan Designs

Set Up Your Plan

Build Your Retirement

Build Your Retirement

Takes just a few minutes to find the 401(k) plan for you.

* ShareBuilder 401k plan expenses range from 22% to 69% less than the industry average at various data points from a $50K plan with 6 participants to a $100M plan with 2,000 participants based on 401(k) Averages Book 2021 Data and Custom Benchmarking report prepared for ShareBuilder Advisors. Cost comparisons are based on plan assets and number of participants and reflect core on‐going 401(k) plan expenses that a company and/or its employees can expect to incur as a percentage of assets with most any 401(k) plan. This includes administration, recordkeeping, tax filing prep documents, plan testing, fund expense ratios, and other investment costs passed on to every participant to service the plan. It does not include unique employee-initiated transactions such as loans, distributions or employer transactions such as plan amendments. ShareBuilder 401K pricing is based off of standard pricing rates for our typical Safe Harbor 401(k) plan design. This claim is not applicable to solo 401(k) plans.

1 High-quality Funds: The ShareBuilder Advisors Investment Committee conducts an annual review of the Exchange-Traded Funds offered as ShareBuilder 401k investment options. The review includes multiple variables including length of time since inception, asset level, historic performance over one to ten years, expense ratios, and how the funds compare to their respective benchmark index. Each fund is monitored and changes are made to the fund lineup as needed to align the investment options to the Investment Committee’s investment policy.