A High-Quality* Lineup Designed to Help You Save More for Retirement

Your ShareBuilder 401k plan allows you to invest in any of the Exchange-Traded Funds (ETFs) listed below. The ShareBuilder 401k investment roster consists of funds that cover a wide variety of asset classes, including domestic and international stocks and bonds, inflation-protected treasuries, real estate, commodities, and money market. The roster is developed to enable participants to diversify, keep expenses low and manage risk through various economic climates in building towards their retirement goals.

Equity Funds

**Performance data as of 6/30/19
Symbol Name Category 3-mo 1-yr 3-yr 5-yr 10-yr Since inception Exp. ratio
VOO Vanguard S&P 500 Large-Cap Blend 4.24% 10.13% 14.15% 10.67% -- 14.08% 0.03%
VUG Vanguard Growth ETF Large-Cap Growth 4.72% 10.43% 16.58% 11.99% 15.67% 9.37% 0.04%
QQQ PowerShares QQQ Large-Cap Growth 4.17% 9.75% 21.33% 15.88% 18.96% 7.26% 0.20%
DIA SPDR Dow Jones Industrial Average Large-Cap Value 3.16% 11.97% 16.68% 12.14% 14.82% 7.88% 0.17%
VTV Vanguard Value ETF Large-Cap Value 3.71% 9.79% 12.17% 9.26% 13.76% 8.25% 0.04%
DSI iShares MSCI KLD Social 400 Large-Cap Blend 4.03% 10.06% 13.93% 10.00% 13.88% 7.89% 0.25%
SCHM Schwab U.S. Mid-Cap Mid-Cap Blend 3.43% 5.55% 12.37% 8.79% -- 11.78% 0.04%
DVY iShares Select Dividend Mid-Cap Value 2.33% 5.46% 8.83% 8.79% 14.77% 8.17% 0.39%
IJR iShares S&P Small-Cap Small-Cap Blend 1.80% -4.83% 11.95% 8.38% 14.90% 9.92% 0.07%

Fixed-Income Funds (Bond Funds)

**Performance data as of 6/30/19
Symbol Name Category 3-mo 1-yr 3-yr 5-yr 10-yr Since inception Exp. ratio
IEF iShares 7-10 Year Treasury Bond Intermediate-Term Gov. Bond 3.76% 9.95% 1.16% 3.25% 4.29% 4.76% 0.15%
BND iVanguard Total Bond Market Intermediate-Term Bond 3.07% 7.97% 2.20% 2.90% 3.75% 4.13% 0.04%
VTIP Vanguard Short-Term Inflation-Protected Inflation Protected Bonds 1.67% 3.17% 1.59% 0.85% -- 0.73% 0.06%
SCHO Schwab Short-Term U.S. Treasury Short-Term Government Bond 1.42% 3.92% 1.22% 1.13% -- 0.92% 0.06%
BWX SPDR Barclays International Treasury Bond World Bond 4.04% 5.47% 1.09% -0.35% 1.81% 2.34% 0.35%
EMB iShares J.P. Morgan USD Emerging Markets Bond Emerging Markets Bond 4.22% 12.47% 4.53% 4.58% 6.91% 6.10% 0.40%

Specialty Funds

**Performance data as of 6/30/19
Symbol Name Category 3-mo 1-yr 3-yr 5-yr 10-yr Since inception Exp. ratio
VNQ Vanguard REIT Real Estate 1.52% 11.96% 3.99% 7.67% 15.48% 8.73% 0.12%
IEMG iShares Core MSCI Emerging Markets Diversified Emerging 0.47% 0.74% 9.86% 2.34% -- 2.98% 0.14%
VEA Vanguard FTSE Developed Markets Foreign Large Blend 3.19% 0.15% 8.82% 2.51% 7.12% 1.93% 0.05%
DBC PowerShares DB Commodity Index Tracking Fund Commodities Broad Basket -1.07% -9.86% 1.26% -9.73% -3.44% -2.68% 0.89%
IAU iShares Gold Trust Commodities Precious Metals 9.05% 12.31% 1.90% 0.95% 3.99% 8.31% 0.25%

Stable Value Fund

**Performance data as of 6/30/19
Symbol Name Category 3-mo 1-yr 3-yr 5-yr 10-yr Since inception Exp. ratio
DGCXX Dreyfus Govern Cash Mgmt Money Market 0.56% 2.10% 1.25% 0.77% 0.40% 1.36% 0.20%
  • Performance figures, as of 6/30/19, are courtesy of the American Stock Exchange, Bloomberg.** For performance data current to the most recent month's end and to access the fund's prospectus, click on the fund symbol.
  • Performance data quoted represents past performance and is no guarantee of future result. Current performance may be lower or higher than the performance data provided. The investment return and principal value will fluctuate so that an investor's shares, when sold, may be worth more or less than their original cost. All returns assume reinvestment of capital gains distributions and income dividends at the current ETF market price. Additional information on individual risks and performance of ETF's is available in the prospectus.
  • You should carefully consider information contained in the fund's prospectus, including investment objectives, risks, charges and expenses. For a prospectus containing this and other important information, please visit the fund's detailed quote page. Please read the prospectus carefully before investing.
  • Although the money market fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the fund. An investment in the money market fund is not a deposit in a bank, and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency.
  • * High-quality Funds: The ShareBuilder Advisors Investment Committee conducts an annual review of the Exchange-Traded Funds offered as ShareBuilder 401k fund options. This review includes multiple variables including length of time since inception, asset level, historic performance over one to ten years, expense ratio, and how the funds compare to their respective benchmark indices. Each fund is monitored and changes are made to the fund lineup as needed to align the investment options to the Investment Committee’s investment policy.