The Truth on 401(k)s

Debunking the 7 Myths Holding Small Businesses Back

From headcount requirements and pricing to employee needs and tax benefits, here’s the truth about the seven common 401(k) myths to help you make the right decision for your business.

    There You Have It

    Any size business can have a plan.
    There is no requirement to match.
    There are meaningful tax advantages.
    Employees value retirement benefits.
    401(k) plans can be low-cost and simple to manage including the investment management.

    Now is a great time to get started. No matter how simple or complex your retirement needs are, it pays to know the truth about what 401(k) plans can do for you. Learn how affordable ShareBuilder 401k plans are in just a few minutes with a no obligation pricing quote or speak to one of our 401(k) experts: 800•431•7934 x1.

    * ShareBuilder 401k Small Business Retirement Index, ShareBuilder Advisors, May 2017. The ShareBuilder 401k Survey was conducted by Wakefield Research among 500 U.S. business owners of companies with 1 to 50 employees. Formerly referenced as the Spark 401k Small Business Retirement Index prior to the change in ownership of the 401(k) business and content.

    ** High-quality Funds: The ShareBuilder Advisors Investment Committee conducts an annual review of the funds offered as ShareBuilder 401k investment options. The review includes multiple variables including length of time since inception, asset level, historic performance over one to ten years, expense ratios, and how the funds compare to their benchmark index. Each fund is monitored, and changes are made to the fund lineup as needed to align the investment options to the Investment Committee’s investment policy.